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Royal Wedding or Vegas? Keeping Your Wedding Costs Under Control

6/6/2023

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​ The average cost of a wedding in the U.S. is $30,000 - crazy high, in my opinion, that amount might be enough for a down payment on a first home!

Having cold feet about shelling out that much cash for one day’s festivities? Or even worse, going into debt to pay for it? Here are a few ideas on how you can make your wedding day a special day to remember while still saving some of that money for other things.

Invite Close Friends and Family
Many soon-to-be newlyweds dream of a massive wedding with hundreds of people in attendance to honor their big day. But at some point during any large wedding, the bride or the groom – or maybe both – look around the well-dressed guests and ask themselves, “Who are all of these people, anyway?”

​You can cut the cost of your wedding dramatically by simply trimming the guest list to a more manageable size. Ask yourself, “Do I really need to invite that kid who used to live next door to our family when I was 6 years old?” Small weddings are a growing trend, with many couples choosing to limit the guest list to just close friends and immediate family. That doesn’t mean you have to have your wedding in the backyard while the neighbor’s dog barks during your vows – although you certainly can. It just means fewer people to provide refreshments for and perhaps a less palatial venue to rent.

Budget According to Priorities
Your wedding is special and you want everything to be perfect. You’ve dreamed of this day your entire life, right? However, by prioritizing your wish list, there’s a better chance to get exactly what you want for certain parts of your wedding, by choosing less expensive – but still acceptable – options for the things that may not matter to you so much. If it’s all about the reception party atmosphere for you, try putting more of your budget toward entertainment and decorations and less toward the food. Maybe you don’t really need a seven-course gourmet dinner with full service when a selection of simpler, buffet-style dishes provided by your favorite restaurant will do. My little sister had a soup and charcuterie spread AND she asked several family members to bring a crock pot full of their favorite soup. He bill was tiny compared to other weddings I've been to.

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Incorporate More Wallet-Friendly Wedding Ideas
A combination of small changes in your plan can add up to
big savings, allowing you to have a memorable wedding day and
still have enough money left over to enjoy your newfound bliss.


Consider a different day of the week. If you’re planning on
getting married on a Saturday in June or September, be
prepared to 
pay more for a venue than you would any other day
of the week or time of the year. Saturday is the most expensive
day to get married, and June and September are both peak
wedding season months. So if you can have your wedding on, say,
a Friday in April or November, this has the potential to trim the
cost of the venue.


An idea I love is to rent a vacation house – or even get married on
a boat. The smaller space will prevent the guest list from growing
out of control and the experience might be more memorable than
​at a larger, more typical venue. Of course, both options necessitate holding the reception at the same location, saving money once more.


Watch the booze costs. There’s no need to have a full bar with every conceivable drink concoction and bow-tied bartenders that can perform tricks with the shakers. Odds are good that your guests will be just as happy with a smaller-yet-thoughtfully-chosen selection of beer and wine to choose from. 

Be thrifty. If you really want to trim costs, you can get creative about certain traditional “must-haves,” ranging from skipping the flowers (chances are that nobody will even miss them) to purchasing a gently-used gown. Yes, people actually do this. Online outlets like OnceWed.com provide beautiful gowns for a fraction of the price of a new gown that you’ll likely never wear again.

There’s a happy medium between a royal wedding and drive-thru nuptials in Vegas. If you’re looking for a memorable day that won’t break the bank, try out some of the tips above to keep things classy, cool – and within your budget and, don't forget to insure your special day to make sure huge expenses don't come your way should anything go wrong!

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    Shauna Green

    Wife. Mother. Boss. Colorado native. Expert Insurance Advisor. 

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