Umbrella Insurance: Extra Protection for Contractors and Small Businesses

You’ve worked hard to build your business. So what happens if a single lawsuit exceeds the limits of your existing insurance? Enter Umbrella Insurance, the cost-effective way to add an extra layer of protection.

What Is Umbrella Insurance? Umbrella Insurance provides additional liability coverage that kicks in when your primary policies (like General Liability or Commercial Auto Insurance) reach their limits.

What Does It Cover?

✔ Legal fees and settlements beyond your policy limits
✔ Claims involving third-party injuries or property damage
✔ Additional coverage for events not included in standard policies

Three Reasons Why It’s Worth It:

• Affordable Peace of Mind: Coverage is typically inexpensive compared to the protection it provides.
• Covers the Unexpected: From large lawsuits to catastrophic events, umbrella policies ensure your assets are protected.
• Required for Growth: Many large contracts and clients expect contractors to carry umbrella coverage.

💡 Let’s discuss how an umbrella policy can safeguard your business. Contact us today.

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